Consumer Information on Retirement Plans

The Employee Benefits Security Administration (EBSA) provides a web page dedicated to consumer information on retirement plans to provide retirement plan participants and their beneficiaries with information on their rights under federal law with respect to their plans. The information ranges from general information on the law to numerous specific issues.

Web Pages on This Topic

Cash Balance Plans: Questions and Answers - Provides answers to commonly asked questions on cash balance plans.

A Look at 401(k) Plan Fees... for Employees - Provides information about plan fees.

Retirement and Health Care Coverage... Questions and Answers for Dislocated Workers - Provides retirement and health plan benefits information to workers dislocated by plant closings or layoffs.

Filing a Claim for Your Retirement Benefits - Information on how to file a claim for benefits and what to do if the claim is denied.

How to Obtain Employee Benefit Plan Documents from the Department of Labor - Describes the documents and materials available to the public through the EBSA public disclosure room, and also tells you how to use this facility.

Ten Warning Signs that Your 401(k) Contributions are being Misused

Top 10 Ways to Prepare for Retirement (Español) - Provides 10 tips to help you prepare for retirement.

Savings Fitness: A Guide to Your Money and Your Financial Future (PDF) - A guide to help you save and prepare for retirement with financial planning worksheets to help you set goals, budget, manage debt and determine a target retirement saving rate.

Your Employer's Bankruptcy: How Will it Affect Your Employee Benefits? - Provides information on bankruptcy's effect on retirement plans and group health plans.

Frequently Asked Questions for Reservists Being Called to Active Duty Related to their retirement and Health Benefits - Provides answers to the most frequently asked questions about retirement and health plan benefits by National Guard and reserve members being called to active duty.