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Wage and Hour Division
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Wage and Hour Division (WHD)

Federal Wage Garnishments


The wage garnishment provisions of the Consumer Credit Protection Act (CCPA) protect employees from discharge by their employers because their wages have been garnished for any one debt, and it limits the amount of an employee's earnings that may be garnished in any one week. CCPA also applies to all employers and individuals who receive earnings for personal services (including wages, salaries, commissions, bonuses and income from a pension or retirement program, but ordinarily not including tips).

General Guidance

Fact Sheets

Interpretive Guidance

Applicable Laws and Regulations, Opinion Letters, and Field Operations Handbook Chapter