This document is about the Michigan Carpenters' Pension Fund, which is in endangered status due to a funded percentage below 80%. It outlines the funding improvement plan adopted by the Board of Trustees to restore the financial health of the plan and meet the required 33% improvement in funded percentage during the 10-year funding improvement period. The document also explains the potential need for further contribution increases and/or benefit reductions if the assumptions of the plan are not met, and encourages members to contact the Board of Trustees for more information.