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This document is about providing guidance on the regulation of multiple employer welfare arrangements (MEWAs) under the Employee Retirement Income Security Act (ERISA). It explains what constitutes an ERISA-covered employee welfare benefit plan, the requirements applicable to such plans, and the extent to which states can regulate MEWAs that are ERISA-covered plans. The document also covers the Department of Labor's authority over MEWAs that are not ERISA-covered plans.
