When a claimant reaches 365 days on leave without pay (LWOP), separates, or retires from his/her employing agency, he or she MUST make an election to continue life insurance (LI) as a Compensationer.
- The claimant's EA is required to provide the SF 2818 form to the claimant and to complete its own form (SF 2821) certifying coverage as the employer. The EA should submit both forms to OPM, who verifies LI eligibility to continue coverage.
- Once verified, OPM informs DFEC of the claimant's election via the LI Notification letter (NOTI) and SF 2818.