Information Letters

Requests for interpretations and other rulings under Title 1 of ERISA are handled by the Office of Regulations and Interpretations under the provisions established by ERISA Procedure 76-1. The office answers inquiries from individuals and organizations in the form of information letters, which call attention to well established principles or interpretations.

**2022**
Date	Recipient	Description of Request
Information Letter 2022-09-07	William E. Heinbokel Director of Fidelity and Regulatory Compliance The Surety & Fidelity Association of America 1140 19th Street NW, Suite 500 Washington, DC 20036	Information letter discussing the SECURE Act amendments to ERISA relating to the bonding requirements under ERISA section 412 that apply to pooled employer plans.

**2021**
Date	Recipient	Description of Request
Information Letter 2021-06-14	Cassie Springer Ayeni President and Managing Attorney Springer Ayeni, A Professional Law Corporation 4319 Piedmont Ave., 2nd Fl. Oakland, CA 94611	Information Letter concerning whether the provisions of the claims procedure regulation at 29 CFR 2560.503-1 require the plan to provide to a claimant, a copy of an audio recording of a telephone conversation relating to an adverse benefit determination.

**2020**
Date	Recipient	Description of Request
Information Letter 2020-06-03	Jon W. Breyfogle, Esq. Groom Law Group, Chartered 1701 Pennsylvania Ave., N.W. Washington, D.C. 20006	Information Letter under the Employee Retirement Income Security Act (ERISA) concerning private equity investments as a component of a professionally managed asset allocation fund offered as a investment option for participants in defined contribution plans. Supplemental statement issued December 21, 2021

**2019**
Date	Recipient	Description of Request
Information Letter 2019-02-27	Mr. Jonathan Sistare Law Office of Jonathan B. Sistare, PLLC P.O. Box 213 Dublin, NH 03444	Application of the authorized representative provisions of 29 CFR 2560.503-1, regarding the designation of an authorized representative for the initial claim for benefits, an appeal of an adverse benefit determination, or both.

**2018**
Date	Recipient	Description of Request
Information Letter 2018-12-04	Julie A. Spiezio Senior Vice President & General Counsel American Council of Life Insurers 101 Constitution Avenue, NW Suite 700 Washington, DC 20001-2133	Guidance as to whether state civil laws which prohibit an employer’s implementation of an automatic enrollment arrangement in connection with a disability benefit plan or other welfare benefit plan covered under Title I of ERISA are preempted by section 514(a) of ERISA.