The U.S. Department of Labor, Women’s Bureau

presents

the sixth in the 2009 series of

Wi$eUp Teleconference Calls

Financial Management at Year’s End

Monday, November 30, 2009

2:00pm to 3:00pm EST

Register online at www.dol.gov/wb/mentor2.asp or by phone at 202-693-6767

to receive the toll free call-in number and passcode.

Do you know how to conduct a year-end financial review? Are you wondering how to adjust your spending and savings habits to meet your financial goals? Would you like some ideas for keeping your holiday spending under control? Are you familiar with the provisions of the new Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009, including the important consumer protections contained in the law and how they will impact you when the law takes effect in February 2010?

Join us to hear the following speakers discuss saving, spending, and managing credit wisely:

David George, Certified Public Accountant (CPA) / Personal Financial Specialist (PFS), is a partner in Wealth Management Group LLP CPAs in Irvine, California, a fee-only financial planning and investment advisory CPA firm assisting people to make smart decisions about their money. The firm is registered by the Securities and Exchange Commission as a registered investment advisor in addition to being licensed by the California Board of Accountancy. David has practiced accounting since 1974. In 1985, he earned a Certificate in Advanced Personal Financial Planning from the California CPA Foundation for Education & Research. David has been involved in the American Institute of Certified Public Accountants in a variety of capacities, including serving as current Chair of the Retirement Plan Committee.

Erika Safran, Certified Financial Planner™, is a Financial Advisor and Principal with Financial Asset Management Corporation (FAM), a fee only financial planning firm in New York, New York. She provides financial planning services to individuals and small businesses. In addition to her responsibilities at FAM, Erika is an adjunct faculty member in the Certified Financial Planners program at Baruch College. She has been quoted in Business Week, Money, the New York Times, Daily News, New York Post, the Orlando Sentinel, and USA Today, and has been interviewed on CNBC, CNN, BBC News, The Early Show on CBS, and That Money Show on PBS. Erika received her Bachelor of Science degree from SUNY at Buffalo and her Certified Financial Planner’s degree from the College for Financial Planning. She is a member of the Financial Planning Association and the Financial Women’s Association of New York.

Liz Pulliam Weston is the author of the books Your Credit Score: How to Fix, Protect and Improve the 3-Digit Number that Shapes Your Financial Future; Easy Money: How to Simplify Your Finances and Get What You Want Out of Life; and Deal with Your Debt. She is a personal finance columnist for MSN Money and author of the question-and-answer column "Money Talk," which appears in newspapers throughout the country. Formerly a personal finance writer for the Los Angeles Times, Pulliam Weston is a graduate of the certified financial planner training program at the University of California, Irvine. The winner of the 2007 Clarion Award for online journalism, she lives in Los Angeles with her husband and daughter. A January 2008 independent study by Nielsen NetRatings found that more than 3.4 million people turned to Pulliam Weston for advice and commentary about the personal finance issues that affect them.

A question and answer session will follow the presentations.

Transcripts and audio recordings of past Wi$eUp Teleconference Calls are available online at www.wiseupwomen.org.

The U.S. Department of Labor, Women’s Bureau’s Wi$eUp project is dedicated to helping workers reduce debt and increase savings and investments. In addition to bimonthly teleconference calls, the Wi$eUp project consists of a curriculum offered online and in classroom settings and an online “Ask the Experts” feature. For more information, including how to register to become a Wi$eUp participant, expert, or service provider, please visit www.dol.gov/wb or www.wiseupwomen.org. Also, now check out Wi$eUp on YouTube www.youtube.com/WiseUpWomen.