Group Health Plan
Based on your response, your plan does not fit the definition of a
group health plan under the federal
law. However, state law requirements may apply to your plan. For more
information visit the
NAIC web site.
If you are interested in establishing a group health plan
through insurance, please see
How to Protect Your Employees When Purchasing Health Insurance for
some helpful hints.
As an employer you may also be interested in finding out
information on some other types of health arrangements for your employees:
Note: FSAs and HRAs are generally considered group health plans subject to Title
I of ERISA, and you may wish to revisit this Advisor once you have one in place.
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