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The Newborns’ and Mothers’ Health Protection Act of 1996

State Law or Federal Newborns’ Act - Which Law Applies to the Benefits Provided Under Your Health Plan?

Many states have enacted their own version of the Newborns’ Act for insured coverage. In these states, state law can govern in lieu of the federal requirements. Federal law does require certain disclosures even if state law governs the coverage requirements of your plan.

To determine whether the benefits provided under your group health plan are governed by the federal Newborns’ Act, or by state law, please answer the following question:

Are the benefits provided under your group health plan self-insured?

Note: If your group health plan provides multiple coverage options, some of which are insured and others self-insured, you will need to complete this advisor for each option.

Yes
No