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Public Sector Resources
Centers for Medicare & Medicaid Services
Provides health insurance for over 74 million Americans through Medicare, Medicaid and SCHIP. In addition to providing health insurance, CMS also performs a number of quality-focused activities, including regulation of laboratory testing (CLIA), development of coverage policies, and quality-of-care improvement. CMS maintains oversight of the survey and certification of nursing homes and continuing care providers (including home health agencies, intermediate care facilities for the mentally retarded, and hospitals), and makes available to beneficiaries, providers, researchers and state surveyors information about these activities and nursing home quality.
Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. Among other things, the CFPB: Writes rules, supervises companies, and enforces federal consumer financial protection laws; Restricts unfair, deceptive, or abusive acts or practices; Takes consumer complaints; Promotes financial education; Researches consumer behavior; Monitor financial markets for new risks to consumers; and Enforces laws that outlaw discrimination and other unfair treatment in consumer finance. For example, the CFPB created Planning for Retirement, an interactive tool to help consumers make one of the most important financial decisions: when to start collecting their Social Security retirement benefits.
Department of Justice
The Mission of the Department of Justice is to enforce the law and defend the interests of the United States according to the law. To provide Federal leadership in preventing and controlling crime. To seek just punishment for those guilty of unlawful behavior. To administer and enforce the Nation's immigration laws fairly and effectively. And to ensure fair and impartial administration of justice for all Americans.
of the Treasury
The Mission of the Department of the Treasury is to promote prosperous and stable American and world economies. Manage the government's finances. Safeguard our financial systems. Protect our nation's leaders, and secure a safe and drug-free America. And to Continue to build a strong institution.
Federal Deposit Insurance
The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $100,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails. Its site myFDICinsurance.gov has an online tool that can provide users customized information about their insured accounts.
The Internal Revenue Service is the nation's tax collection agency and administers the Internal Revenue Code enacted by Congress. Its mission: to provide America's taxpayers with top quality service by helping them understand and meet their tax responsibilities and by applying the tax law with integrity and fairness to all.
Board for the Enrollment of Actuaries
The Joint Board, which was established pursuant to section 3041 of ERISA, is responsible for the enrollment of individuals who wish to perform actuarial services under ERISA. The Joint Board is composed of five members, three appointed by the Secretary of the Treasury and two appointed by the Secretary of Labor. In addition, the Pension Benefit Guaranty Corporation has one representative with no voting power.
MyMoney.gov is a U.S. government Website dedicated to teaching Americans financial education basics. The site includes important information on a wide range of financial topics from 20 federal agencies government wide.
National Credit Union
The National Credit Union Administration (NCUA) is the independent federal agency that charters and supervises federal credit unions. NCUA, backed of the full faith and credit of the U.S. government, operates the National Credit Union Share Insurance Fund (NCUSIF) insuring the savings of 80 million account holders in all federal credit unions and many state-chartered credit unions.
Benefit Guaranty Corporation
The Pension Benefit Guaranty Corporation protects the retirement incomes of more than 43 million American workers — one of every four working persons — in nearly 38,000 private defined benefit pension plans.
and Exchange Commission
The primary mission of the U.S. Securities and Exchange Commission is to protect investors and maintain the integrity of the securities markets. The laws and rules that govern the securities industry in the United States derive from a simple and straightforward concept: all investors, whether large institutions or private individuals, should have access to certain basic facts about an investment prior to buying it.
The official U.S. gateway to all government information and is the catalyst for a growing electronic government. Our work transcends the traditional boundaries of government and our vision is global - connecting the world to all U.S. government information and services.
The U.S. Small Business Administration, established in 1953, provides financial, technical and management assistance to help Americans start, run, and grow their businesses. With a portfolio of business loans, loan guarantees and disaster loans worth more than $45 billion, in addition to a venture capital portfolio of $13 billion, SBA is the nation's largest single financial backer of small businesses. Last year, the SBA offered management and technical assistance to more than one million small business owners. The SBA also plays a major role in the government's disaster relief efforts by making low-interest recovery loans to both homeowners and businesses.
Social Security Administration
Established in 1935, the Social Security Administration administers Social Security, a social insurance program consisting of retirement, disability, and survivors' benefits. To qualify for these benefits, most American workers pay Social Security taxes on their earnings; future benefits are based on the employees' contributions.
Private Sector Resources
American Institute of Certified Public Accountants
The American Institute of Certified Public Accountants (AICPA) is the national, professional organization for all Certified Public Accountants. Their Website, 360 Degrees of Financial Literacy, provides financial literacy for different stages of life, from childhood through retirement, including college, career, marriage, small business, and life crisis.
Savings Education Council
The American Savings Education Council, a coalition of private and public sector institutions, undertakes initiatives to raise public awareness about what is needed to ensure long-term personal financial independence. ASEC's goal is to make saving and planning a vital concern of Americans and in the economic interests of employers
Certified Financial Planner Board of
Founded in Denver, Colorado in 1985, CFP Board is an independent professional regulatory organization that regulates financial planners through trademark law by certifying individuals who meet its requirements to use the CFP marks. CFP Board is accredited by the National Commission for Certifying Agencies (NCCA). To receive NCCA accreditation, CFP Board must meet the highest national voluntary standards for private certification set forth by the NCCA, the accrediting body of the National Organization for Competency Assurance (Washington, DC). NCCA was created in 1987 to establish nationally accepted criteria, guidelines and standards for certifying agencies.
CFA is an advocacy organization, working to advance pro-consumer policy on a variety of issues before Congress, the White House, federal and state regulatory agencies, and the courts. Its staff works with public officials to promote beneficial policies, to oppose harmful policies, and to ensure a balanced debate on important issues in which consumers have a stake.
Employee Benefit Research Institute
Established in 1978, the Employee Benefit Research Institute (EBRI) is a nonprofit, nonpartisan organization committed exclusively to data dissemination, policy research, and education on economic security and employee benefits.
Financial Industry Regulatory Authority
The Financial Industry Regulatory Authority (FINRA), is the largest non-governmental regulator for all securities firms doing business in the United States. FINRA oversees nearly 5,000 brokerage firms, about 173,000 branch offices and more than 676,000 registered securities representatives. Created in July 2007 through the consolidation of NASD and the member regulation, enforcement and arbitration functions of the New York Stock Exchange, FINRA is dedicated to investor protection and market integrity through effective and efficient regulation and complementary compliance and technology-based services.
International Foundation of Employee Benefit Plans
The International Foundation of Employee Benefit Plans is the largest educational association serving the employee benefits and compensation industry. For almost 50 years, the International Foundation has served as the premier source of education and information to the industry. And because the International Foundation is a nonprofit, non-lobbying organization, benefits and compensation professionals have come to rely on it for objective, accurate and timely information.
Jump Start Coalition for Personal Financial Literacy
Jump Start is a national coalition of organizations dedicated to improving the financial literacy of kindergarten through college-age youth by providing advocacy, research, standards and educational resources.
Comprised of more than 100 public and private organizations that provide health care benefits, The Leapfrog Group works with medical experts throughout the U.S. to identify problems and propose solutions that it believes will improve hospital systems that could break down and harm patients. Representing approximately 32 million health care consumers in all 50 states, Leapfrog provides important information and solutions for consumers and health care providers.
Association of Insurance Commissioners
The National Association of Insurance Commissioners is the organization of insurance regulators from the 50 states, the District of Columbia and the four U.S. territories. The NAIC provides a forum for the development of uniform policy when uniformity is appropriate.
PensionHelp America is a web-based nationwide referral service linking individuals who have questions about their pension or retirement savings plans with local offices of government agencies, pension counseling projects and other no-cost service providers.
Securities Investor Protection Corporation
The Securities Investor Protection Corporation was created by Congress in 1970 to help restore funds to investors who have lost assets as the result of bankrupt and otherwise financially troubled brokerage firms.