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Employee Benefits Security Administration

Five Step Retirement Solutions for Small Business

  1. Learn about retirement plan options for small businesses. Call EBSA's Employee & Employer Hotline Number at 1.866.EBSA (3272) for information.

  2. Establish a plan. Consider one of the simpler retirement savings plans such as SIMPLE or SEP.

  3. For plans with employee contributions, encourage employees to participate and to contribute the maximum amount allowed.

  4. Make contributions for your employees, or, where appropriate, match your employees' contributions.

  5. Educate your employees about retirement planning and their investment options.