Claims are not allowable for the following:
(a) Unassigned quarters in United States. Property loss or damage in
quarters occupied by the claimant within the 50 States or the District
of Columbia that were not assigned to him or otherwise provided in kind
by the United States.
(b) Business property. Property used for business or profit.
(c) Unserviceable property. Wornout or unserviceable property.
(d) Illegal possession. Property acquired, possessed or transferred
in violation of the law or in violation of applicable regulations or
directives.
(e) Articles of extraordinary value. Valuable articles, such as
cameras, watches, jewelry, furs or other articles of extraordinary
value. This prohibition does not apply to articles in the personal
custody of the claimant or articles properly checked, if reasonable
protection or security measures have been taken by claimant.
(f) Intangible property. Loss of property that has no extrinsic and
marketable value but is merely representative or evidence of value, such
as non-negotiable stock certificates, promissory notes, bonds, bills of
lading, warehouse receipts, insurance policies, baggage checks, and bank
books, is not compensable. Loss of a thesis, or other similar item, is
compensable only to the extent of the out-of-pocket expenses incurred by
the claimant in preparing the item such as the cost of the paper or
other materials. No compensation is authorized for the time spent by the
claimant in its preparation or for supposed literary value.
(g) Incidental expenses and consequential damages. The Act and this
subpart authorize payment for loss of or damage to personal property
only. Except as provided in Sec. 15.22(c)(7), consequential damages or
other types of loss or incidental expenses (such as loss of use,
interest, carrying charges, cost of lodging or food while awaiting
arrival of shipment, attorney fees, telephone calls, cost of
transporting claimant or family members, inconvenience, time spent in
preparation of claim, or cost of insurance premiums) are not
compensable.
(h) Real property. Damage to real property is not compensable. In
determining whether an item is considered to be an item of personal
property, as opposed to real property, normally, any movable item is
considered personal property even if physically joined to the land.
(i) Commercial property. Articles acquired or held for sale or
disposition by other commercial transactions on more than an occasional
basis, or for use in a private profession or business enterprise.
(j) Commercial storage. Property stored at a commercial facility for
the convenience of the claimant and at his or her expense.
(k) Minimum amount. Loss or damage amounting to less than $25.